Skip to main content
Languages
  • We Build Strategic Economic Solutions
    As Your Economic & Management Consulting Firm

Financial and Economic Studies

We provide comprehensive financial and economic studies designed to build accurate financial models that help evaluate current performance and forecast future outcomes for projects and organizations. Our models rely on real data and well‑defined assumptions to ensure a clear understanding of profitability, cash flows, and long‑term financial sustainability.

Technical Study

The technical study aims to identify the project's technical and operational requirements, including capacity planning, technical specifications, capital expenditure, and operating costs, to ensure implementation in accordance with best practices and with an appropriate level of risk management.

The study includes:

  •  Determining the project's capacity.
  • Estimating capital expenditures, including land, buildings and construction works, equipment and devices, furniture, transportation assets, contingency reserve, and pre-operating expenses.
  • Estimating annual operating costs, including rent expenses, inputs and consumables, wages and benefits, utilities, marketing and promotion, administrative expenses, insurance and maintenance, and depreciation.









  • Starting from 24 hours
    Deliverable:Technical Study

    Financial Study

    The financial study focuses on evaluating the project's investment and financing viability by estimating capital and operating expenditures, determining the financing structure, and developing a comprehensive financial model covering a ten-year projection period. The study also includes financial performance analysis through income statements and cash flow projections, assessment of project feasibility using key investment indicators, and sensitivity analysis to evaluate the sustainability of investment returns under various scenarios.

    The study includes:

    • Estimation of working capital requirements.
    • Analysis of capital expenditures and cost structure.
    • Revenue analysis.
    • Determination of financing structure and funding sources.
    • Profitability analysis and performance margins.
    • Preparation of financial statements (Income Statement, Cash Flow Statement, and Statement of Financial Position).
    • Evaluation of key feasibility indicators (IRR, NPV, and Payback Period).
    •  Sensitivity analysis for changes in costs and revenues.

    Starting from 40 hours
    Deliverable: Financial Study
    Service Deliverables
    The project deliverables include an Economic and Financial Study Report in PDF format, three printed copies of the report, and an editable and updatable Financial Model in Excel format.

    Service Overview

    We provide comprehensive financial and economic studies designed to help organizations evaluate performance, forecast future outcomes, and make data‑driven decisions. 

    Client Requirements

  • Required Operating Capacity, Fixed Asset Requirements, and Operating Expenses
  • Funding Sources, Revenue Projections, and Operating Ratios
  • Meeting with Relevant Stakeholders
  • Value Delivered

  • Clear project feasibility assessment
  • Accurate financial projections
  • Reduced investment risks
  • Strong support in securing funding
  • Higher confidence in investment decisions 
  • Estimated Consulting Hours

    Starting from 64 hours

    Timeline

    Starting from 8 business days

    Price

    Starting from 10,240 SAR

    Sectors

    The agriculture and fisheries sector has experienced accelerated growth in credit financing over recent years. After maintaining relatively modest financing levels during the 2018–2022 period, the sector recorded consecutive increases in 2023 and 2024, followed by a significant surge in 2025. This trend reflects growing confidence among financing institutions in agricultural investment opportunities, as well as increasing demand for funding directed toward agricultural and food production projects. The expansion of financing also highlights the sector’s strengthening role as a key contributor to food security and economic diversification, supported by continued investment in agricultural development and improvements in production efficiency.

    Beneficiaries

    • Investors and entrepreneurs.
    • New and existing enterprises.

    Investment Areas

    • Crop and agricultural production.
    • Livestock and aquaculture production.
    • Agricultural technology (AgriTech).
    • Agricultural logistics and supply chain services.

    Key Supporting Entities

    Agricultural Sector Financing Indicators

  • SAR 6.47 billion total value of approved financing and loans for agricultural sector projects in 2025.
  • 5,765 loans total number of approved loans for agricultural sector projects in 2025.

  • Details from the Official Source
    SectorFinancing Value
    PoultrySAR 1.37 billion
    Supply Chains and Agri-Food Processing IndustriesSAR 1.74 billion
    Agricultural Product ImportsSAR 985 million
    Development LoansSAR 838 million
    Indirect Financing in Partnership with BanksSAR 562 million
    GreenhousesSAR 422 million
    Red Meat SectorSAR 297 million
    AquacultureSAR 257 million
    Agricultural Cooperative SocietiesSAR 87 million   

    The technology sector is experiencing rapid growth, driven by the expansion of digital solutions and emerging technologies, creating significant opportunities for investment in the development of technology products and services. Software, artificial intelligence, financial technology (FinTech), cybersecurity, e-commerce, and specialized technologies are among the most attractive areas for investment, supported by growing demand for digital transformation and the adoption of advanced technologies. The continued development of the regulatory and financing environment also contributes to enhancing the sector’s competitiveness and supporting its long-term growth and sustainability.

    Beneficiaries

    • Investors and entrepreneurs.
    • New and existing enterprises.

    Investment Areas

    • Generative Artificial Intelligence
    • Quantum Computing
    •  Biotech
    • Space Tech
    •  ORAN (Open Radio Access Network)
    • Mobility Tech
    • Smart Cities
    • Deep Tech

      Key Supporting Entities

      The Information Technology sector is experiencing rapid growth, driven by the expansion of innovation and entrepreneurship ecosystems. The National Technology Development Program (NTDP) has contributed to the establishment of more than 1,187 startups, attracted investment funding exceeding SAR 8.2 billion, and supported the relocation of more than 162 international companies to the Kingdom. These indicators reflect the growing attractiveness of the sector and the increasing pace of investment in technology activities and digital transformation, reinforcing its position as one of the most promising sectors for growth and investment.

      The industry, mining, energy, and logistics sectors have witnessed notable growth in financing over recent years, supported by the expansion of productive projects, infrastructure development, and supply chain activities. The continuous increase in credit facilities extended to these sectors reflects growing demand for capital and operational investments, as well as increased confidence among financing institutions in the investment opportunities associated with industrial and logistics activities.

      Investments in industrial and mining projects, energy developments, and logistics services have also contributed to enhancing the capacity of these sectors to expand and improve operational efficiency, reinforcing their role as key drivers of economic growth and long-term economic diversification.

      Beneficiaries

      • Investors and entrepreneurs.
      • New and existing enterprises.

      Investment Areas

      • Industrial 
      • Mining 
      • Energy 
      • Logistics

      Key Supporting Entities

      Industrial Sector Financing Indicators

    • SAR 10+ billion in approved loans.
    • SAR 9+ billion in disbursed financing.
    • 138 approved loans.
    • Small and Medium Enterprises (SMEs)

      • 84 approved loans.
      • SAR 1.8+ billion in approved loans.
      SectorShare
      Engineering Industries37%
      Chemical Industries22%
      Consumer Industries15%
      Other Industries17%
      Cement Industry5%
      Building Materials Industry4% 
      RegionShare
      Riyadh37%
      Makkah36%
      Eastern Region16%
      Qassim5%
      Others6%
      2025 Report

      The tourism sector focuses on investment opportunities across a wide range of tourism activities and services, supported by financing solutions and enablement programs designed to promote the sector’s growth and long-term sustainability.

      Beneficiaries

      • Investors and entrepreneurs.
      • New and existing enterprises.

      Key Supporting Entities

      Accommodation

      Supported activities within the accommodation segment cover a number of targeted destinations, ranked according to financing values as follows: Jeddah, Eastern Region, Madinah, Aseer, Al Bahah, Riyadh, Taif, Hail, Al Jouf, Jazan, and AlUla.

      Tourist Retail Stores

      Supported activities within the tourist retail stores segment cover a number of targeted destinations, ranked according to financing values as follows: Jeddah, Eastern Region, Madinah, Aseer, Al Jouf, Taif, Al Bahah, Riyadh, AlUla, Hail, and Jazan.

      Food & Beverage 

      Supported activities within the food and beverage segment across tourist destinations cover a number of targeted destinations, ranked according to financing values as follows: Riyadh, Jeddah, Madinah, Eastern Region, Taif, Aseer, Al Jouf, Al Bahah, AlUla, Hail, and Jazan.

      Tourist Destinations & Attractions

      Supported activities within the tourist destinations and attractions segment cover a number of targeted destinations, ranked according to financing values as follows: Jeddah, Riyadh, Al Jouf, Eastern Region, Al Bahah, Taif, Aseer, Hail, AlUla, Madinah, and Jazan.

      Tourism Experiences

      Supported activities within the tourism experiences segment cover a number of targeted destinations, ranked according to financing values as follows: Riyadh, Aseer, Madinah, AlUla, Taif, Hail, Al Jouf, Al Bahah, Jeddah, Eastern Region, and Jazan.

      Tourism Services

      The supported activities within the tourism services segment cover a number of targeted destinations. Based on financing values, the destinations are ranked as follows: Riyadh, Eastern Province, Madinah, Taif, Asir, Al Jouf, Al Bahah, AlUla, Hail, Jeddah, and Jazan.

      The cultural sector is experiencing rapid growth, driven by investment in cultural and creative activities and projects, creating broad opportunities for private sector participation in the development of cultural products and services. Culinary arts, fashion, heritage, film, theatre, and performing arts are among the most attractive areas for investment, supported by the growing demand for cultural content and experiences. Institutional support and the continuous development of the investment environment also contribute to enhancing the sector’s competitiveness and supporting its long-term growth and sustainability.

      Beneficiaries

      • Investors and entrepreneurs.
      • New and existing enterprises.

      Key Supporting Entities

      Investment Areas

      MusicMuseumsArchitecture and DesignFashion
      HeritageCulinary ArtsTheatre and Performing Arts
      Film
      LibrariesVisual Arts
      Literature, Publishing and Translation

      For more information on investment opportunities and financing indicators in the cultural sector, please refer to the Cultural Investment Report in Saudi Arabia 2025 issued by the Cultural Development Fund.
      View Report

      The education, healthcare, and infrastructure sector continues to grow, driven by the expansion of development and service projects, creating diverse investment opportunities for the private sector. Healthcare, education, and essential infrastructure projects are among the most promising areas for investment, while financing and development programs continue to support the sector’s growth and strengthen its economic and developmental contribution.

      Beneficiaries

      • Investors and entrepreneurs.
      • New and existing enterprises.


      Key Supporting Entities


      Economic Indicators

      Healthcare

    • Sales increased from SAR 16.8 billion in 2016 to SAR 39.5 billion in 2023.
    • The number of transactions increased from 80.7 million transactions to 395 million transactions.
    • Education

      • Sales increased from SAR 4.9 billion in 2016 to SAR 9.7 billion in 2023.
      • The number of transactions increased from 1.1 million transactions to 6.5 million transactions.

      The volume of financing opportunities executed during 2024 reflects the growing financing activity directed toward micro, small, and medium enterprises (MSMEs), as well as the continued efforts to improve access to funding sources. These financing opportunities have supported business expansion, investment, and operational growth across various sectors of the economy, strengthening the contribution of the MSME sector to economic growth and the diversification of the productive base.

      The Social Development Bank also recorded notable financing activity during the last four quarters. Total disbursed financing reached approximately SAR 2.59 billion in Q2 2025, followed by SAR 2.20 billion in Q3 2025. The Bank continued supporting beneficiaries during Q4 2025 with financing exceeding SAR 1.44 billion, while total disbursed financing in Q1 2026 reached approximately SAR 533 million. This reflects the Bank’s ongoing role in empowering individuals, entrepreneurs, and enterprises through social financing, self-employment financing, and business financing programs, contributing to economic activity and supporting sustainable development opportunities.

      We provide multiple channels for requesting our consulting services 

      Request the Service via Email


      Request the Service Through the Website

      You can submit your service request through the form available on our website.

      ​We will respond within 
      3 business days

       

      Service Request

      • Requested Service *

      Yes. The study is not limited to evaluating the current concept. The analysis helps identify development opportunities, strengthen the value proposition, refine target customer segments, and optimize market access channels, ultimately enhancing the attractiveness of the business model.

      Yes. Multiple alternatives or scenarios can be assessed and compared in terms of outcomes, risks, and requirements, helping decision-makers identify the option that best aligns with their objectives and available resources.

      The study aims to identify potential risks, assess their impact, and provide recommended alternatives and mitigation measures, enabling more informed decisions before committing to an investment.

      The study serves as a decision-support tool by providing professional analysis and reliable data, helping decision-makers evaluate investment opportunities and make informed investment decisions.

      Yes. Key assumptions related to the market, operations, revenues, and costs are tested to assess their validity and understand their impact on the project’s expected outcomes.

      This does not necessarily mean the project should not proceed. The findings may indicate opportunities to refine the operating model, reposition the target market, or enhance the offering to improve expected results.

      Yes. The study can be used to evaluate and compare multiple investment opportunities based on their expected returns, risks, requirements, and strategic fit, supporting more effective investment decisions.

      Yes. The study provides a structured analysis of the investment opportunity that can be used to support discussions with investors, financing institutions, and potential partners.

      Requirements vary depending on the funding entity or government program. However, the study provides a comprehensive analytical foundation that can support financing, investment, and approval-related requirements.

      Yes. The study can be prepared for existing businesses to assess expansion opportunities, new products or services, operational improvements, or strategic investment decisions.

      Yes. The financial model can be updated whenever assumptions, market conditions, business performance, or investment plans change, ensuring that decision-making remains based on current information.